Consumer Information Network

Terms of Service

Effective Date: April 2, 2023

By texting our AI assistant number or using our AI-powered SMS information service ("the Service") in any way, you agree to be bound by these Terms of Service ("Terms") and the Consumer Information Network Privacy Policy ("Privacy Policy").

Our Service utilizes natural language processing and artificial intelligence to provide users with expert information and guidance via SMS text messaging.

Section 1 - Using Our Service

1.1 Age Requirement

You must be 18 years of age or older to use this Service.

1.2 User Responsibility

You are solely responsible for the content of your text messages exchanged with our AI assistant.

1.3 Prohibited Content

You may not use this Service to send messages that are threatening, harassing, invasive of privacy, or otherwise objectionable as determined by us.

1.4 Intellectual Property

You may not falsify, delete, or modify any attribution, copyright, legal notices, or proprietary designations in content exchanged with our AI assistant.

1.5 Automated Systems

You may not use any automated systems, bots, or scripts to collect information from or otherwise interact with our AI assistant.

1.6 Service Integrity

You agree not to access or use this Service in any manner that could damage, disable, overburden, or impair the Service or its functionality.

1.7 Violations

Violation of these Terms may result in you being blocked from accessing the Service.

Section 2 - Disclaimers

2.1 No Warranties

This Service is provided "as is" without warranties of any kind, either express or implied, including but not limited to warranties of merchantability, fitness for a particular purpose, accuracy, and non-infringement.

2.2 Limitations

We are not responsible for any issues arising from interrupted service, loss of data, inaccurate information, or other technical failures associated with your use of this Service.

2.3 Modifications

We reserve the right to modify or discontinue the Service at any time without notice. These Terms may be updated periodically, with changes effective immediately upon posting.

Section 3 - Limitation of Liability

3.1 Exclusions

In no event shall Consumer Information Network or its service providers be liable for any indirect, incidental, special, or consequential damages arising from your use of the Service.

3.2 Liability Cap

Total liability for all claims relating to the Service shall be limited to the amount you paid, if any, to use the Service.

Section 4 - Indemnification

4.1 Indemnity

You agree to indemnify and hold harmless Consumer Information Network, its affiliates, and its service providers from any third-party claims, damages, or liabilities that may arise from your use of this Service in violation of these Terms.

Section 5 - Arbitration and Dispute Resolution

5.1 Arbitration

Any dispute arising from your use of this Service will be resolved through binding arbitration.

Section 6 - General Provisions

6.1 Governing Law

You consent to the laws of State of Delaware, United State governing these Terms.

6.2 Notices

Consumer Information Network may provide notices regarding the Service via email, SMS, or postings on the website.

6.3 Entire Agreement

These Terms, along with the Privacy Policy, represent the entire agreement between you and Consumer Information Network concerning the Service.

For any questions or concerns about these Terms of Service, please contact us at info@consumerinformationnetwork.com